30andBroke.com

Imagine the Nev Campbell shrieking at the top of her lungs in Scream 3 as she runs for her life.

OK turn it up by 100 and you’ll have the deafening yell of my wife as I explained to her my brilliant plan and epiphany.

Yeh, THAT LOUD.

You’d think after my long hours of research dedication and moments of inspiration she’d be quite happy to get on board with everything, but no, not the likely.

In fact I was reminded of how many brilliant plans I had before, how I’ve been inspired before and about the graveyard of plans and million dollar schemes that lay dead somewhere on my laptop.

I could feel my heart sink and for a moment all types of emotions ran through my mind.

I was angry!

I was confused!

I was saddened!

And I felt broken!

Deep down inside I knew she was right for feeling this way, but I also felt that this time would be different.

It kinda felt like when you ran to your parents when you were little, showing them the shiny new bike Johnny Taylor got for his birthday and that you wanted one. Only to have your mom yell “Hell No! Didn’t you just break the new toy we gave you? No No No!”

I guess that only happened to me, but still… I felt broken inside.

And for the first time I felt like I had no partner, no wing woman. This time I was to go this trip alone.

Who could blame her though, there were tons of pipe dreams, tons of stories, tons of moments where we thought this was the moment.

I went back to my office with my tail curled between my legs, reached under my desk for a bottle of scotch and poured myself strong one.

Without support of my wife, what was I now to do?

Was it time to give up dreaming?

- Will

Image by Tim PopUp

Sounds a bit scammy doesn’t it?

But don’t worry, I’m not going to go from miserable and broke to pitching you the latest and greatest in wealth building.

I Will Teach You to Be Rich like I mentioned was the book I bought and spent hours and hours tearing to shreds, trying to drain every ounce of life saving and money saving tip possible.

I mean, our “situation” had me extremely desperate and this seemed to be the answer to my nightmares. Well it was at least a first step in that direction. And a step by step guide is what I needed at the time to get me started.

Imagine sitting in the middle of the night, propping up your eyes with matchsticks, with an IV filled with Red Bull strapped to your arm, just so you could get through every chapter.
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A friend sent me this video about America’s Cheapest Family and surviving the current economic meltdown.

It all sounds very interesting to me right now, especially with all my debt.

Sounds like it takes a lot of discipline doesn’t it?

Watch and enjoy!

On their blog, they have a couple more tips on surviving the current financial crisis.

- Will

Looking at all this debt was disheartening and a bit shameful as well.

From the outside looking in you’d think that life was all great. A nice house, private school for the kids, nice clothes, foreign SUV and loads of empty containers from the fanciest of restaurants.

Yes, faking the American Dream and living the American Nightmare.

Something had to be done though, but what?
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So after reading the book of inspiration I started to attack my debt with a fury only the Spartans could muster.

I figured I’d better get started before I lost my fire and energy.

You’ve probably been there before yourself. Get a little inspiration then decide to put it off ’til tomorrow and then as you know, tomorrow never comes.

Then you get busy with watching Family Guy, then you have to mow the lawn and then of course there’s the game to go to. I mean priorities people, priorities.

So I decided to go the other route and focus on the right things this time. However what I found out was frightening, at that point I wished I was watching Stewie trying to off his mother on Family Guy.

How the hell did this happen?
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I know you were expecting more on my story about how I’m 30 and Broke, and a basic loser, but hey let’s take a break and jam a little. (Yes I said Jam!)

Here’s my 7 best money songs ever. A wide range, but enjoy!
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I know what you’re thinking already. Which chapter of the bible did I read in my time of despair that lit a fire under my behind to get going?

Well sorry to disappoint all the bible lovers out there, but it wasn’t a Psalm that got me all fired up. But I will get into the book in a minute.
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Hi my name is Will and I’m 30 & Broke. (Everyone: Hi Will!!!)

By the way Will isn’t my real name and no that’s not me above, but when I saw the pics it reminded me of how I felt at times, like I wanted to shed loads of tears and dive in a bucket of Edy’s Ice Cream.

Not too macho I know, but when you’re in debt up to your eyeballs, answering your phone disguised as an old lady because of creditors and contemplating breaking into your kid’s piggy bank it gets a bit overwhelming.

I know, I know… sounds a bit crazy, but that’s my life. At least for right now.
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